As a small business owner, getting unexpectedly caught up in a lawsuit can be both overwhelming and scary, not to mention a tremendous drain on resources. But you don’t have to sit around waiting for it to happen. There are many actions you can make to protect yourself in the event that one of your customers, employees, or suppliers tries to take you to court, and there are several best business practices that will help to ensure you don’t end up in court in the first place.

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1. Learn about your insurance options.

In a world where people are increasingly tightening their belts and saving money wherever they can, it certainly pays to be thrifty with your credit card. Looking for good credit card offers is one good option here but there are also other ways you can institute your credit card as part of a good money management strategy. Read on to find out more.

Stick to your limit

One of the best ways to manage what you spend on your credit card is to make sure you are aware of what your credit limit is and then stick to it. This is important for two reasons.

A good financial adviser will tell you to compare savings account offers from multiple banks near you before deciding to open one; this is a very good financial advice to keep in mind. By comparing offers from different banks, you will be able to find the best savings account with the most returns rather easily. There are several reasons why you need to compare savings rate in the process as well, and we are going to discuss some of them in this part.

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A week to go until Debt Ceiling Armageddon, and the bond market and the Dow Jones industrial average seem to be taking the Washington impasse in stride.  Stocks were down on Monday, but not much. The price of a 10-year government bond, which you would expect to be affected by the debt default, was down slightly, and yields were near historic lows, meaning few are really worried that the U.S. won’t be able to pay back its debt.

Of course, that hasn’t stopped some from saying this is much more than a temporary political stalemate, along the lines of the government shutdown in the 1990s,  and instead a fight over the future health of the U.S. e

Buying a home can be a stressful and expensive experience.  Home hunting, closing a deal, and moving in can take a lot out of you.  When we were first thinking of buying a house, I started to make lists of things we would need to pay attention to.  I knew we were going to need a mortgage and that homes come with extra expenses as well.  Here are a few financial tips to keep in mind before you buy a house.

According to a recent Wells Fargo Business Insights survey, poor cash flow continues to be a major worry point for small business owners across the nation. These findings come as no surprise given the overall decrease in consumer spending and consumer confidence coupled with inflationary pressures and high rates of unemployment.


But as more American workers succumb to debt-related stress and illnesses, small business owners in particular may be struggling to both hold on to their talented, experienced workers while keeping them motivated on the job.

American air travelers have reason to celebrate. American Airlines is trading in its fleet of outdated gas-guzzlers for a brand new crop of planes. It’s a welcome development, since the country’s third largest airline is notorious for carting customers around in some of the industry’s shabbiest and noisiest planes. It’s also good news for the economy. The deal — which amounts to 460 new planes is the biggest airplane order in history. The $40 billion deal has already boosted the stock prices of Boeing and companies like GE, a big player in Boeing’s production line.  But with the country’s major multinationals focusing more and more of their attention abroad, it’s worth asking if deals like these will actually get beyond shareholder celebrations to creating U.S.

When I first started driving, I was like any other early driver I wanted to get where I was going as quickly as I could. If that meant sacrificing a few MPG to do it, I didnt think twice. Back then, gasoline was much cheaper, I had far more disposable income, and my fuel efficiency wasnt something I spent too much time thinking about it. Now that I use the car more often, see the pain at the pump each time, Im more cognizant of how my driving habits affect my fuel use.

Nowadays, I drive more casually. I tend to drive at slower speeds, Im almost never in a rush, and its done wonders for both my fuel mileage and my general disposition. At first, it was tough. It didnt bother me that trips took a few minutes longer (I hardly noticed), but driving felt a little longer because I wasnt going as fast.


After 18 months of dithering, bickering and delusion, the leaders the euro zone have finally conceded to the inevitable and cobbled together a second bailout of Greece. The total package agreed to on Thursday – with fresh loans of $157 billion – includes some startling breakthroughs in Europe’s approach to solving the destabilizing euro debt crisis. For the first time, private creditors are expected to pitch in, by absorbing losses estimated at $53 billion. In the process, the euro zone is allowing what is effectively a sovereign default, a drastic step that many of its top officials had been desperate to avoid. And

The U.K’s phone hacking story is tailor-made for the New York Post: a high-powered celebrity businessman and his top lieutenants caught up in a major scandal involving Hollywood stars, top pols, and royals, with a murder thrown in for grisly good measure. The newspaper loves cutting powerful figures down to size in 120-point type headlines. But since its owner, Rupert Murdoch, CEO of News Corp., is at the center of this outrage, the coverage is restrained, even boring.

That’s too bad because their boss is in huge trouble and because boring does not generally describe News Corp.’s tabloids. Sleazy, pornographic, low-rent, sensationalist, slanted, offensive and reactionary are some of nicer labels applied by critics.


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